Home insurance - the basics
Buying your first home? or just want to know the basics...
Choose the insurance that’s right for you
Whether you're a homeowner, renter or landlord, keep the things you care about covered with RAC Home Insurance.
Combine & save
Save 15% when you combine your home and contents insurance *Save up to 25%
On your contents insurance if you have an RAC monitored alarm *Become an RAC member
When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & services
Members save up to 10%
Existing Bronze members save 5%, Silver members save 7.5%, Gold members save 10% on home & contents, building, contents insurance *Local claims team
Our local claims team are WA based, like you are. We understand your needs and are always ready to helpHome and Contents replacement cost calculators
Building calculator
Answer some questions about your building to get an estimate of what it would cost you to replace it.
Contents calculator
Get an estimate for the cost of replacing the contents of your home. List actual items for a more accurate estimate.
Award winning home insurance
Our members are at the heart of everything we do. Join WA's most recommended home insurer with the best claims experience and most satisfied home insurance customers, as voted by you.
What's included in these covers?
Before you decide, please read our policy documents.
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services.
* Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members receive a discount on insurance once they’ve been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.
This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.
