Local friendly staff
We are on the ground ready to help when you need us the most.
Happy customers
Awarded Canstar’s Most Satisfied Customers – WA Car Insurer Award 6 years running.
Discounted fuel
RAC members save 4c a litre off fuel at Puma Energy, new Caltex and Better Choice.
Here’s some of what we cover
This information is a summary only. Conditions, limits and exclusions apply. Please view the Product Disclosure Statement (PDS) and Premium Excess and Discount Guide.
Cover for other licensed drivers
You’re covered if other licensed drivers use your car with your permission, whether you’re lending your car to a friend or sharing the driving on a road trip.
Towing of your car
When the damage is such that you can’t use your car, we’ll pay for the reasonable cost of towing your car and any caravan or trailer attached to it, from the scene of the incident to the nearest approved repairer or to a safe location that we agree to.
Hire car after fire & theft
When you can’t use your car as a result of fire, theft or attempted theft, we’ll arrange for you to get a hire car of a similar size. We’ll pay the standard daily hire fee.
Temporary cover for your new car
When you replace your car, we’ll insure your new car for 14 days from the date of purchase.
Damage to your car caused by uninsured vehicle
We’ll cover damage to your car if the other vehicle involved in the accidental collision is uninsured and that driver was solely at fault in causing the incident. The most we’ll pay is $5000.
Lifetime guarantee on repairs
We provide a lifetime guarantee on workmanship and materials on repairs that we've authorised, so you can be sure you’re getting quality repairs that are safe.
Award winning car insurance
Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.
RAC members save more
As a member you get access to great discounts & offers
What's included in these covers?
Before you decide, please read our policy documents.
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services.
Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members may be entitled to a discount on insurance once they've been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.
This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets. Please see the target market determination for a product for further information. Cover and benefits are subject to conditions, limits and exclusions as set out in the PDS and PED Guide. Before you make a decision, please check the policy documents to see if the policy is right for you.