Travel Insurance Product Disclosure Statement

This is general advice only. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Please refer to the Product Disclosure Statement and any applicable Supplementary PDS before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances. This insurance is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (Tokio Marine & Nichido) ABN 80 000 438 291, AFSL 246548 and distributed by RAC Travel Services ABN 17 009 164 176, AR228577 as an Authorised Representative of Tokio Marine & Nichido. The managing agent of Tokio Marine & Nichido, Tokio Marine Management (Australasia) Pty. Ltd. ABN 69 004 488 455 (TMMA) is authorised to act on behalf of Tokio Marine & Nichido to issue its policies and handle and settle claims in relation to those policies, subject to the terms of the authority. The insurance is distributed by RAC Travel Services ABN 17 009 164 176, AR228577 as an Authorised Representative of Tokio Marine & Nichido.