Local friendly staff
We are on the ground ready to help when you need us the most.
Discounted fuel
RAC members save 4c a litre off fuel at Puma Energy, new Caltex and Better Choice.Covering you anywhere in Australia for:
Comprehensive cover
You will be covered for loss or damage to your bike from accidental damage, malicious damage, storm, fire, flood and theft.
Accidental damage cover
You will be covered for accidental damage to someone else’s property up to $25,000,000 per incident.
Helmet, protective clothing and personal belongings cover
We will pay up to $1,500 per item and up to $3,000 in total per incident when you or your passenger’s helmet, protective clothing or personal belongings are lost, damaged or stolen.
Choice of repairer
You can ask a repairer of your choice to provide a quote to repair your bike.
Open rider cover
With open rider cover, other licensed riders can use your bike, as long as they have your permission and are following the conditions of their licence and your policy.
Agreed value
Select the level of cover that is right for you.
Lost or stolen keys
We’ll cover your lost or stolen keys up to the value of $2,000.
Essential temporary repairs
Cover for essential temporary repairs, to make your bike safe, secure or roadworthy, up to the value of $1000.
3 Year new motorcycle replacement cover
We will replace your motorcycle with a new one and pay the initial on-road and registration costs, if conditions are met.
Your emergency accommodation expenses
If you are more than 100km from home and your bike is not roadworthy, we’ll pay emergency accommodation costs up to a certain limit.
Towing your motorcycle
If your bike is damaged and unsafe to ride, contact us and we'll tow it to an approved repairer or a safe location.
Temporary cover for your new motorcycle
When you replace your motorcycle, we will insure your new motorcycle provided a few conditions are met.
Upgrade your cover with an optional extra
Add this to your cover during the quote process
Great reasons to choose RAC
Members save up to 10%
Existing Bronze members save 4%, Silver members save 5%, Gold and Gold Life members save 10% on motorcycle insurance.Local claims team
Our local claims team are WA based, like you are. We understand your needs and are always ready to help.Become an RAC member
When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners and RAC products & services.RAC members save more
As a member you get access to great discounts & offers
What's included in this cover?
Before you decide which cover is right for you, please read our policy documents.
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services.
Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members receive a discount on insurance once they’ve been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.
This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.
Manage my insurance policy online
It's easy to manage and view your policy, update your details and make a claim online.