Landlord’s insurance does not cover the contents owned by your tenants, your tenants may wish to take out their own insurance, such as our basic contents insurance to cover to their personal belongings.

Loss of rent is covered for up to twelve months if the building becomes uninhabitable as a result of an insured event. All of the following conditions apply:

• Your building is tenanted pursuant to a current rental agreement at the time of the insured event;
• The building is being repaired or rebuilt and is uninhabitable, as a result of an insured event; and
• We believe the time to repair or rebuild the building is reasonable.

We do not cover loss of rent under this additional benefit, if at the time of the insured event there was no tenant living in the building under a current rental agreement.

We will calculate the loss of rent by reference to the rent amount under the rental agreement that was in place at the time of the insured event.

Check the PDS for full details.

We provide cover for loss of rent where a tenant defaults, after 4 weeks, for up to 12 weeks rent to a maximum of $3000.

To claim under this insured event, you must also have a current valid written rental agreement that states:

• The term of the rental period;
• The amount of rent payable by the tenant; and
• The amount of bond payable by the tenant.

Check the PDS for full details.