Save up to 25% off comprehensive car insurance if your car is recognised as having low emissions under this initiative. Over 5,000 cars currently qualify, so make sure you check yours.


How does the discount work?

The newer your car, the higher discount you’ll receive if your car is recognised as having low emissions by RAC. 

For example:
  • A low emissions car less than 1 year old = save up to 25%
  • A low emissions car less than 2 years old = save up to 20% 

The discount decreases by 5% each year your car ages, until your car reaches five years old. The discount will automatically be applied to your premium. 


Father opening door of family car for his children

Great reasons to choose RAC

 Our comprehensive car insurance gives you:  

  • A local claims team ready to make things better, seven days a week
  • Cover for other licensed drivers
  • Repairs that come with a lifetime guarantee
  • Extras like discounted movie tickets and shopping

Get a quote

The discount applies to Comprehensive Car policies on cars recognised as having lower emissions. The discount is up to 25% (for cars less than 1 year old) and then reduces 5% for each year of vehicle age. For example, a car less than 2 year's old would receive up to a 20% discount.

Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. For more information see the policy PED Guide and PDS.

Policy options including hire car after accident and finance charges are not subject to the discount. Insurance discount offer subject to terms and conditions and may change or be removed without notice. The insurance discount varies depending on vehicle age. This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.